How Shop Pay Works
BUY NOW, PAY LATER
Quick approval, Flexible payments, No late fees
How it works
2. Check out with Shop Pay.
3. Choose the option to pay in installments.
Your first payment is due at checkout. The remaining payments are automatically charged to your card saved on Shop Pay based on the payment plan you chose. Don't worry, you'll get an email reminder before each payment to remind you.
No, there are no late fees if you miss a scheduled payment.
When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into flexible installment payments.* Your first payment is due when you make your purchase.
If your refund amount is less than the amount remaining on your Shop Pay Installments balance, then you can expect one or both of the following:
1.A smaller payment balance on the final payment.
2.Less future payments on the remaining loan balance.
If your refund amount is more than the amount remaining on your Shop Pay Installments balance, then you can expect to receive the difference as a refund to your original payment method within 3 to 10 business days.
The installments option on Shop Pay is available on debit cards.
For questions about installment payments on Shop Pay, visit https://shoppay.affirm.com.
For questions about Shop Pay or the Shop App, visit https://help.shop.app.